Chapter 7 Bankruptcy
Bankruptcy
An effective path to a fresh start
Chapter 7 bankruptcy is often the quickest way to eliminate overwhelming unsecured debt, reset your finances, and regain stability. If you do not have the income available to repay your debts, a Chapter 7 bankruptcy may be a solution for you.
Often referred to as a “liquidation bankruptcy,” Chapter 7 allows eligible filers to discharge most unsecured debts, including credit cards, medical bills, personal loans, and certain judgments. Many are surprised to learn that they can keep most or all of their property through exemptions, and most cases are completed within just a few months.
Chapter 7 may be a strong option if you: carry mostly unsecured debt, struggle to make minimum payments, have limited income, or recently experienced a financial hardship. If these situations sound familiar, there may be options for you.
Contact us for a free consultation to determine if you are eligible for Chapter 7 relief.